Call reports 2011
UNION BANK AND TRUST COMPANY — 2011
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 73,633,000 | 76,615,000 | 75,731,000 | 86,386,000 |
| Total loans | 22,034,000 | 20,943,000 | 21,029,000 | 23,242,000 |
| Allowance for loan losses | 487,000 | 477,000 | 549,000 | 424,000 |
| Securities available for sale | 30,293,000 | 25,427,000 | 22,074,000 | 25,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,207,000 | 66,054,000 | 65,119,000 | 76,133,000 |
| Interest-bearing deposits | 31,718,000 | 31,636,000 | 33,223,000 | 33,661,000 |
| Noninterest-bearing deposits | 31,489,000 | 34,418,000 | 31,896,000 | 42,472,000 |
| Equity capital | 10,199,000 | 10,316,000 | 10,251,000 | 10,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,135,000 | 1,658,000 | 2,194,000 |
| Interest expense | 95,000 | 186,000 | 267,000 | 345,000 |
| Net interest income | 483,000 | 949,000 | 1,391,000 | 1,849,000 |
| Noninterest income | 651,000 | 1,297,000 | 1,869,000 | 2,470,000 |
| Noninterest expense | 1,004,000 | 2,037,000 | 3,082,000 | 4,097,000 |
| Provision for loan losses | 108,000 | 293,000 | 365,000 | 449,000 |
| Pretax income | 22,000 | -78,000 | -181,000 | -221,000 |
| Income tax | -57,000 | -90,000 | -132,000 | -148,000 |
| Net income | 79,000 | 12,000 | -49,000 | -73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,019,000 | 9,950,000 | 9,889,000 | 9,750,000 |
| Total capital | 10,440,000 | 10,332,000 | 10,269,000 | 10,154,000 |
| Risk-weighted assets | 33,632,000 | 30,502,000 | 30,247,000 | 32,295,000 |