Call reports 2002
UNION BANK AND TRUST COMPANY — 2002
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,613,000 | 64,112,000 | 66,134,000 | 69,061,000 |
| Total loans | 21,462,000 | 24,142,000 | 24,375,000 | 24,741,000 |
| Allowance for loan losses | 360,000 | 360,000 | 359,000 | 359,000 |
| Securities available for sale | 28,450,000 | 26,170,000 | 24,585,000 | 26,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,178,000 | 54,957,000 | 56,602,000 | 59,477,000 |
| Interest-bearing deposits | 26,904,000 | 28,009,000 | 27,799,000 | 32,161,000 |
| Noninterest-bearing deposits | 24,274,000 | 26,948,000 | 28,803,000 | 27,316,000 |
| Equity capital | 7,915,000 | 8,604,000 | 8,811,000 | 9,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,693,000 | 2,525,000 | 3,342,000 |
| Interest expense | 175,000 | 351,000 | 532,000 | 696,000 |
| Net interest income | 637,000 | 1,342,000 | 1,993,000 | 2,646,000 |
| Noninterest income | 1,033,000 | 2,075,000 | 3,077,000 | 4,030,000 |
| Noninterest expense | 1,001,000 | 2,056,000 | 3,202,000 | 4,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 669,000 | 1,361,000 | 1,868,000 | 2,401,000 |
| Income tax | 274,000 | 558,000 | 766,000 | 985,000 |
| Net income | 395,000 | 803,000 | 1,102,000 | 1,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,817,000 | 8,225,000 | 8,248,000 | 8,563,000 |
| Total capital | 8,157,000 | 8,585,000 | 8,607,000 | 8,922,000 |
| Risk-weighted assets | 27,184,000 | 29,459,000 | 30,496,000 | 31,947,000 |