Call reports 2001
UNION BANK AND TRUST COMPANY — 2001
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,050,000 | 57,389,000 | 52,962,000 | 62,679,000 |
| Total loans | 19,826,000 | 20,838,000 | 21,364,000 | 20,482,000 |
| Allowance for loan losses | 358,000 | 358,000 | 358,000 | 360,000 |
| Securities available for sale | 23,684,000 | 25,664,000 | 24,937,000 | 28,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,026,000 | 49,050,000 | 44,367,000 | 53,982,000 |
| Interest-bearing deposits | 22,275,000 | 23,970,000 | 16,339,000 | 25,520,000 |
| Noninterest-bearing deposits | 27,751,000 | 25,080,000 | 28,028,000 | 28,462,000 |
| Equity capital | 7,550,000 | 7,998,000 | 8,127,000 | 8,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,809,000 | 2,684,000 | 3,519,000 |
| Interest expense | 135,000 | 287,000 | 449,000 | 631,000 |
| Net interest income | 786,000 | 1,522,000 | 2,235,000 | 2,888,000 |
| Noninterest income | 1,008,000 | 2,010,000 | 3,016,000 | 4,076,000 |
| Noninterest expense | 1,037,000 | 2,068,000 | 3,188,000 | 4,154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 757,000 | 1,464,000 | 2,063,000 | 2,810,000 |
| Income tax | 305,000 | 598,000 | 844,000 | 1,149,000 |
| Net income | 452,000 | 866,000 | 1,219,000 | 1,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,359,000 | 7,773,000 | 7,759,000 | 8,201,000 |
| Total capital | 7,651,000 | 8,077,000 | 8,068,000 | 8,514,000 |
| Risk-weighted assets | 23,727,000 | 24,402,000 | 24,692,000 | 25,030,000 |