Call reports 2025
PINNACLE BANK — 2025
What PINNACLE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 54,173,093,000 | 54,690,073,000 | 55,867,973,000 | 57,636,946,000 |
| Total loans | 36,292,165,000 | 37,316,757,000 | 38,108,009,000 | 39,251,362,000 |
| Allowance for loan losses | 417,462,000 | 422,125,000 | 434,450,000 | 441,540,000 |
| Securities available for sale | 5,941,241,000 | 6,369,686,000 | 6,402,665,000 | 6,559,184,000 |
| Securities held to maturity | 2,770,325,000 | 2,689,671,000 | 2,646,510,000 | 2,592,232,000 |
| Trading assets | 45,078,000 | 41,726,000 | 43,224,000 | 39,798,000 |
| Total deposits | 44,735,690,000 | 45,253,115,000 | 45,987,934,000 | 47,876,135,000 |
| Interest-bearing deposits | 36,214,444,000 | 36,580,143,000 | 37,020,013,000 | 38,813,646,000 |
| Noninterest-bearing deposits | 8,521,246,000 | 8,672,972,000 | 8,967,921,000 | 9,062,489,000 |
| Equity capital | 6,639,380,000 | 6,725,336,000 | 6,936,719,000 | 6,929,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 669,581,000 | 1,365,300,000 | 2,087,246,000 | 2,799,607,000 |
| Interest expense | 298,318,000 | 608,175,000 | 927,164,000 | 1,226,112,000 |
| Net interest income | 371,263,000 | 757,125,000 | 1,160,082,000 | 1,573,495,000 |
| Noninterest income | 109,786,000 | 229,566,000 | 373,225,000 | 506,123,000 |
| Noninterest expense | 263,385,000 | 537,058,000 | 828,241,000 | 1,109,116,000 |
| Provision for loan losses | 16,960,000 | 40,360,000 | 69,473,000 | 103,574,000 |
| Pretax income | 188,518,000 | 396,299,000 | 619,990,000 | 847,333,000 |
| Income tax | 37,949,000 | 77,066,000 | 117,332,000 | 158,131,000 |
| Net income | 150,569,000 | 319,225,000 | 502,650,000 | 689,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,954,080,000 | 5,093,122,000 | 5,245,710,000 | 5,173,602,000 |
| Total capital | 5,372,343,000 | 5,517,166,000 | 5,684,596,000 | 5,619,509,000 |
| Risk-weighted assets | 43,156,660,000 | 44,329,864,000 | 45,503,410,000 | 46,482,774,000 |