Call reports 2023
PINNACLE BANK — 2023
What PINNACLE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 44,987,683,000 | 46,759,060,000 | 47,374,104,000 | 47,830,432,000 |
| Total loans | 30,379,716,000 | 31,261,984,000 | 32,083,286,000 | 32,789,588,000 |
| Allowance for loan losses | 313,841,000 | 337,459,000 | 346,192,000 | 353,055,000 |
| Securities available for sale | 3,816,525,000 | 3,582,570,000 | 3,854,924,000 | 4,317,530,000 |
| Securities held to maturity | 3,055,536,000 | 3,033,885,000 | 3,020,287,000 | 3,008,065,000 |
| Trading assets | 45,773,000 | 95,102,000 | 115,808,000 | 66,462,000 |
| Total deposits | 36,371,007,000 | 37,940,244,000 | 38,488,931,000 | 38,754,732,000 |
| Interest-bearing deposits | 27,344,000,000 | 29,493,544,000 | 30,149,208,000 | 30,818,860,000 |
| Noninterest-bearing deposits | 9,027,007,000 | 8,446,700,000 | 8,339,723,000 | 7,935,872,000 |
| Equity capital | 5,789,775,000 | 5,944,133,000 | 5,932,408,000 | 6,126,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 507,478,000 | 1,084,231,000 | 1,712,669,000 | 2,358,740,000 |
| Interest expense | 190,339,000 | 447,046,000 | 754,112,000 | 1,078,252,000 |
| Net interest income | 317,139,000 | 637,185,000 | 958,557,000 | 1,280,488,000 |
| Noninterest income | 84,097,000 | 265,620,000 | 364,706,000 | 441,323,000 |
| Noninterest expense | 200,622,000 | 402,134,000 | 604,408,000 | 841,575,000 |
| Provision for loan losses | 20,467,000 | 53,856,000 | 80,682,000 | 100,996,000 |
| Pretax income | 182,190,000 | 440,394,000 | 621,384,000 | 767,421,000 |
| Income tax | 36,965,000 | 88,586,000 | 127,144,000 | 164,966,000 |
| Net income | 145,225,000 | 351,800,000 | 494,232,000 | 602,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,118,526,000 | 4,299,958,000 | 4,417,119,000 | 4,465,282,000 |
| Total capital | 4,417,065,000 | 4,620,531,000 | 4,746,496,000 | 4,797,278,000 |
| Risk-weighted assets | 38,014,157,000 | 38,764,506,000 | 39,405,254,000 | 40,096,233,000 |