Call reports 2021
PINNACLE BANK — 2021
What PINNACLE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 35,145,561,000 | 35,216,904,000 | 36,310,436,000 | 38,275,134,000 |
| Total loans | 23,185,011,000 | 22,980,746,000 | 23,162,855,000 | 23,477,753,000 |
| Allowance for loan losses | 280,881,000 | 273,747,000 | 268,635,000 | 263,233,000 |
| Securities available for sale | 3,674,304,000 | 4,327,522,000 | 4,630,920,000 | 4,910,521,000 |
| Securities held to maturity | 1,014,543,000 | 996,036,000 | 989,398,000 | 1,156,119,000 |
| Trading assets | 67,351,000 | 66,074,000 | 56,797,000 | 39,770,000 |
| Total deposits | 28,598,048,000 | 28,489,663,000 | 29,657,800,000 | 31,501,081,000 |
| Interest-bearing deposits | 20,486,891,000 | 19,554,972,000 | 19,838,462,000 | 21,027,536,000 |
| Noninterest-bearing deposits | 8,111,157,000 | 8,934,691,000 | 9,819,338,000 | 10,473,545,000 |
| Equity capital | 5,044,355,000 | 5,173,049,000 | 5,229,419,000 | 5,329,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 252,537,000 | 512,378,000 | 773,902,000 | 1,033,792,000 |
| Interest expense | 24,542,000 | 45,693,000 | 64,214,000 | 80,573,000 |
| Net interest income | 227,995,000 | 466,685,000 | 709,688,000 | 953,219,000 |
| Noninterest income | 83,088,000 | 166,870,000 | 256,274,000 | 348,764,000 |
| Noninterest expense | 148,811,000 | 309,156,000 | 470,952,000 | 633,714,000 |
| Provision for loan losses | 7,228,000 | 10,062,000 | 14,231,000 | 16,905,000 |
| Pretax income | 154,619,000 | 314,344,000 | 481,495,000 | 652,239,000 |
| Income tax | 30,133,000 | 60,439,000 | 93,138,000 | 127,479,000 |
| Net income | 124,486,000 | 253,897,000 | 388,349,000 | 524,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,059,140,000 | 3,165,288,000 | 3,256,813,000 | 3,464,265,000 |
| Total capital | 3,382,393,000 | 3,483,255,000 | 3,466,596,000 | 3,670,112,000 |
| Risk-weighted assets | 26,015,294,000 | 26,688,569,000 | 27,797,486,000 | 29,178,042,000 |