Call reports 2020
PINNACLE BANK — 2020
What PINNACLE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 29,127,406,000 | 33,195,179,000 | 33,637,227,000 | 34,775,324,000 |
| Total loans | 20,490,948,000 | 22,605,944,000 | 22,572,447,000 | 22,543,522,000 |
| Allowance for loan losses | 222,465,000 | 285,372,000 | 288,645,000 | 285,050,000 |
| Securities available for sale | 3,028,251,000 | 3,308,403,000 | 3,460,701,000 | 3,583,607,000 |
| Securities held to maturity | 1,059,405,000 | 1,048,223,000 | 1,039,841,000 | 1,028,550,000 |
| Trading assets | 0 | 122,073,000 | 115,078,000 | 101,602,000 |
| Total deposits | 21,421,607,000 | 25,848,195,000 | 26,826,735,000 | 27,989,404,000 |
| Interest-bearing deposits | 16,452,574,000 | 18,949,748,000 | 19,778,844,000 | 20,589,841,000 |
| Noninterest-bearing deposits | 4,969,033,000 | 6,898,447,000 | 7,047,891,000 | 7,399,563,000 |
| Equity capital | 4,705,481,000 | 4,760,866,000 | 4,841,670,000 | 4,972,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 263,776,000 | 515,697,000 | 765,446,000 | 1,023,143,000 |
| Interest expense | 63,655,000 | 109,364,000 | 147,437,000 | 179,000,000 |
| Net interest income | 200,121,000 | 406,333,000 | 618,009,000 | 844,143,000 |
| Noninterest income | 62,136,000 | 126,842,000 | 207,752,000 | 282,300,000 |
| Noninterest expense | 128,806,000 | 252,763,000 | 390,340,000 | 547,454,000 |
| Provision for loan losses | 99,741,000 | 168,033,000 | 184,362,000 | 191,542,000 |
| Pretax income | 34,329,000 | 113,055,000 | 252,384,000 | 388,742,000 |
| Income tax | 1,270,000 | 13,616,000 | 40,609,000 | 64,334,000 |
| Net income | 33,059,000 | 99,431,000 | 211,767,000 | 324,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,694,493,000 | 2,729,081,000 | 2,819,573,000 | 2,933,674,000 |
| Total capital | 2,993,005,000 | 3,078,672,000 | 3,146,469,000 | 3,259,538,000 |
| Risk-weighted assets | 24,600,490,000 | 24,854,159,000 | 25,066,669,000 | 25,698,648,000 |