Call reports 2016
PINNACLE BANK — 2016
What PINNACLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 9,203,832,000 | 9,667,284,000 | 10,910,711,000 | 11,096,621,000 |
| Total loans | 6,873,872,000 | 7,153,843,000 | 8,312,538,000 | 8,520,223,000 |
| Allowance for loan losses | 62,239,000 | 61,412,000 | 60,249,000 | 58,980,000 |
| Securities available for sale | 1,015,504,000 | 1,108,067,000 | 1,222,694,000 | 1,296,508,000 |
| Securities held to maturity | 31,089,000 | 28,512,000 | 26,605,000 | 25,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,100,561,000 | 7,329,421,000 | 8,697,122,000 | 8,800,513,000 |
| Interest-bearing deposits | 5,071,173,000 | 5,312,811,000 | 6,325,371,000 | 6,397,938,000 |
| Noninterest-bearing deposits | 2,029,388,000 | 2,016,609,000 | 2,371,751,000 | 2,402,575,000 |
| Equity capital | 1,233,158,000 | 1,260,593,000 | 1,517,604,000 | 1,579,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 81,269,000 | 165,317,000 | 263,048,000 | 364,904,000 |
| Interest expense | 6,526,000 | 14,521,000 | 24,099,000 | 34,345,000 |
| Net interest income | 74,743,000 | 150,796,000 | 238,949,000 | 330,559,000 |
| Noninterest income | 23,897,000 | 52,864,000 | 81,878,000 | 109,600,000 |
| Noninterest expense | 50,657,000 | 103,249,000 | 163,366,000 | 222,815,000 |
| Provision for loan losses | 3,894,000 | 9,174,000 | 15,282,000 | 18,328,000 |
| Pretax income | 44,089,000 | 91,237,000 | 142,179,000 | 199,527,000 |
| Income tax | 14,841,000 | 30,890,000 | 48,090,000 | 67,531,000 |
| Net income | 29,248,000 | 60,339,000 | 94,081,000 | 131,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 691,065,000 | 720,456,000 | 869,325,000 | 949,193,000 |
| Total capital | 882,941,000 | 910,456,000 | 1,058,326,000 | 1,136,782,000 |
| Risk-weighted assets | 8,293,329,000 | 8,583,645,000 | 10,017,834,000 | 10,178,173,000 |