Call reports 2015
PINNACLE BANK — 2015
What PINNACLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,295,524,000 | 6,496,824,000 | 8,529,797,000 | 8,685,659,000 |
| Total loans | 4,672,117,000 | 4,861,896,000 | 6,403,897,000 | 6,591,166,000 |
| Allowance for loan losses | 66,242,000 | 65,572,000 | 63,758,000 | 65,432,000 |
| Securities available for sale | 761,360,000 | 801,845,000 | 967,740,000 | 932,021,000 |
| Securities held to maturity | 39,276,000 | 33,915,000 | 31,698,000 | 31,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,829,977,000 | 5,031,509,000 | 6,627,029,000 | 6,995,500,000 |
| Interest-bearing deposits | 3,404,087,000 | 3,557,430,000 | 4,749,043,000 | 5,103,443,000 |
| Noninterest-bearing deposits | 1,425,890,000 | 1,474,079,000 | 1,877,986,000 | 1,892,056,000 |
| Equity capital | 858,653,000 | 877,051,000 | 1,167,078,000 | 1,184,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 55,029,000 | 110,809,000 | 178,180,000 | 256,307,000 |
| Interest expense | 2,859,000 | 5,970,000 | 10,581,000 | 16,397,000 |
| Net interest income | 52,170,000 | 104,839,000 | 167,599,000 | 239,910,000 |
| Noninterest income | 17,498,000 | 36,376,000 | 58,310,000 | 83,921,000 |
| Noninterest expense | 34,688,000 | 69,729,000 | 113,369,000 | 163,097,000 |
| Provision for loan losses | 315,000 | 1,501,000 | 3,729,000 | 9,188,000 |
| Pretax income | 34,671,000 | 70,547,000 | 109,373,000 | 152,098,000 |
| Income tax | 11,689,000 | 23,842,000 | 36,985,000 | 51,509,000 |
| Net income | 22,982,000 | 46,697,000 | 72,380,000 | 100,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 561,366,000 | 585,827,000 | 682,926,000 | 701,767,000 |
| Total capital | 628,979,000 | 652,504,000 | 808,021,000 | 828,536,000 |
| Risk-weighted assets | 5,526,023,000 | 5,815,489,000 | 7,518,325,000 | 7,843,399,000 |