Call reports 2014
PINNACLE BANK — 2014
What PINNACLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 5,581,997,000 | 5,770,461,000 | 5,846,585,000 | 5,997,867,000 |
| Total loans | 4,195,657,000 | 4,340,154,000 | 4,440,381,000 | 4,604,065,000 |
| Allowance for loan losses | 67,524,000 | 66,888,000 | 66,160,000 | 67,359,000 |
| Securities available for sale | 728,376,000 | 736,269,000 | 707,674,000 | 724,264,000 |
| Securities held to maturity | 38,733,000 | 38,538,000 | 38,107,000 | 38,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,524,273,000 | 4,679,505,000 | 4,694,793,000 | 4,819,921,000 |
| Interest-bearing deposits | 3,343,447,000 | 3,354,450,000 | 3,336,075,000 | 3,498,058,000 |
| Noninterest-bearing deposits | 1,180,825,000 | 1,325,056,000 | 1,358,718,000 | 1,321,863,000 |
| Equity capital | 797,223,000 | 814,840,000 | 827,106,000 | 841,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 49,450,000 | 100,215,000 | 153,257,000 | 207,007,000 |
| Interest expense | 2,773,000 | 5,502,000 | 8,173,000 | 10,827,000 |
| Net interest income | 46,677,000 | 94,713,000 | 145,084,000 | 196,180,000 |
| Noninterest income | 11,622,000 | 23,477,000 | 34,590,000 | 48,833,000 |
| Noninterest expense | 31,765,000 | 63,922,000 | 96,056,000 | 129,747,000 |
| Provision for loan losses | 488,000 | 742,000 | 1,594,000 | 3,635,000 |
| Pretax income | 26,046,000 | 53,526,000 | 82,053,000 | 111,660,000 |
| Income tax | 8,857,000 | 18,165,000 | 27,844,000 | 38,045,000 |
| Net income | 17,189,000 | 35,353,000 | 54,201,000 | 73,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 551,782,000 | 565,981,000 | 578,868,000 | 592,298,000 |
| Total capital | 610,921,000 | 627,455,000 | 641,863,000 | 657,576,000 |
| Risk-weighted assets | 4,721,362,000 | 4,911,167,000 | 5,035,040,000 | 5,218,791,000 |