Call reports 2013
PINNACLE BANK — 2013
What PINNACLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 5,052,319,000 | 5,354,736,000 | 5,372,953,000 | 5,544,747,000 |
| Total loans | 3,802,692,000 | 3,953,328,000 | 3,986,265,000 | 4,157,343,000 |
| Allowance for loan losses | 69,411,000 | 68,695,000 | 67,280,000 | 67,970,000 |
| Securities available for sale | 677,429,000 | 681,631,000 | 698,225,000 | 685,998,000 |
| Securities held to maturity | 40,459,000 | 40,057,000 | 39,594,000 | 39,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,918,306,000 | 4,107,722,000 | 4,350,610,000 | 4,554,902,000 |
| Interest-bearing deposits | 2,940,413,000 | 3,008,379,000 | 3,211,667,000 | 3,392,238,000 |
| Noninterest-bearing deposits | 977,893,000 | 1,099,343,000 | 1,138,942,000 | 1,162,663,000 |
| Equity capital | 762,869,000 | 765,064,000 | 774,925,000 | 781,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 47,301,000 | 95,043,000 | 143,359,000 | 191,874,000 |
| Interest expense | 3,696,000 | 6,960,000 | 9,914,000 | 12,723,000 |
| Net interest income | 43,605,000 | 88,083,000 | 133,445,000 | 179,151,000 |
| Noninterest income | 10,691,000 | 20,723,000 | 32,540,000 | 44,400,000 |
| Noninterest expense | 30,780,000 | 59,552,000 | 90,992,000 | 122,358,000 |
| Provision for loan losses | 2,172,000 | 4,946,000 | 5,631,000 | 7,857,000 |
| Pretax income | 21,344,000 | 44,283,000 | 67,895,000 | 91,869,000 |
| Income tax | 7,230,000 | 14,916,000 | 22,918,000 | 30,892,000 |
| Net income | 14,114,000 | 29,359,000 | 44,969,000 | 60,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 505,511,000 | 518,407,000 | 529,166,000 | 539,308,000 |
| Total capital | 560,476,000 | 575,126,000 | 586,156,000 | 599,005,000 |
| Risk-weighted assets | 4,380,322,000 | 4,524,488,000 | 4,547,554,000 | 4,766,136,000 |