Call reports 2012
PINNACLE BANK — 2012
What PINNACLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,772,985,000 | 4,911,262,000 | 4,850,799,000 | 5,022,229,000 |
| Total loans | 3,361,410,000 | 3,480,984,000 | 3,564,409,000 | 3,753,357,000 |
| Allowance for loan losses | 71,379,000 | 69,614,000 | 69,092,000 | 69,417,000 |
| Securities available for sale | 833,184,000 | 784,506,000 | 733,601,000 | 700,414,000 |
| Securities held to maturity | 1,049,000 | 755,000 | 575,000 | 575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,629,045,000 | 3,729,814,000 | 3,732,783,000 | 4,028,528,000 |
| Interest-bearing deposits | 2,871,844,000 | 2,923,095,000 | 2,887,933,000 | 3,042,496,000 |
| Noninterest-bearing deposits | 757,201,000 | 806,720,000 | 844,849,000 | 986,032,000 |
| Equity capital | 746,775,000 | 734,024,000 | 747,325,000 | 752,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 45,960,000 | 92,153,000 | 138,768,000 | 186,105,000 |
| Interest expense | 5,810,000 | 11,053,000 | 15,805,000 | 20,026,000 |
| Net interest income | 40,150,000 | 81,100,000 | 122,963,000 | 166,079,000 |
| Noninterest income | 4,936,000 | 11,208,000 | 19,071,000 | 28,473,000 |
| Noninterest expense | 30,066,000 | 59,778,000 | 90,144,000 | 122,497,000 |
| Provision for loan losses | 1,034,000 | 1,668,000 | 3,081,000 | 5,569,000 |
| Pretax income | 14,100,000 | 31,075,000 | 48,972,000 | 68,637,000 |
| Income tax | 4,909,000 | 10,632,000 | 16,372,000 | 23,307,000 |
| Net income | 9,191,000 | 20,435,000 | 32,592,000 | 45,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 482,329,000 | 468,987,000 | 480,764,000 | 492,489,000 |
| Total capital | 539,325,000 | 527,407,000 | 531,091,000 | 545,615,000 |
| Risk-weighted assets | 3,815,108,000 | 3,934,493,000 | 4,006,207,000 | 4,231,857,000 |