Call reports 2011
PINNACLE BANK — 2011
What PINNACLE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 4,810,226,000 | 4,821,597,000 | 4,850,663,000 | 4,846,736,000 |
| Total loans | 3,226,211,000 | 3,221,265,000 | 3,264,963,000 | 3,326,714,000 |
| Allowance for loan losses | 78,988,000 | 76,971,000 | 74,871,000 | 73,975,000 |
| Securities available for sale | 976,357,000 | 918,170,000 | 935,409,000 | 888,860,000 |
| Securities held to maturity | 3,265,000 | 2,727,000 | 2,589,000 | 2,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,793,219,000 | 3,823,289,000 | 3,774,490,000 | 3,690,354,000 |
| Interest-bearing deposits | 3,184,492,000 | 3,160,971,000 | 3,051,474,000 | 2,972,595,000 |
| Noninterest-bearing deposits | 608,727,000 | 662,317,000 | 723,017,000 | 717,759,000 |
| Equity capital | 690,051,000 | 708,739,000 | 725,349,000 | 738,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 47,188,000 | 94,945,000 | 142,378,000 | 188,950,000 |
| Interest expense | 10,911,000 | 20,569,000 | 28,700,000 | 35,406,000 |
| Net interest income | 36,277,000 | 74,376,000 | 113,678,000 | 153,544,000 |
| Noninterest income | 4,077,000 | 9,196,000 | 13,327,000 | 18,124,000 |
| Noninterest expense | 29,215,000 | 58,601,000 | 88,124,000 | 116,736,000 |
| Provision for loan losses | 6,139,000 | 12,726,000 | 16,359,000 | 21,798,000 |
| Pretax income | 4,841,000 | 12,696,000 | 23,350,000 | 34,095,000 |
| Income tax | -435,000 | 288,000 | -7,018,000 | -7,574,000 |
| Net income | 5,276,000 | 12,400,000 | 30,360,000 | 41,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 435,039,000 | 442,599,000 | 460,991,000 | 471,929,000 |
| Total capital | 493,754,000 | 501,065,000 | 517,147,000 | 528,437,000 |
| Risk-weighted assets | 3,703,888,000 | 3,685,801,000 | 3,743,431,000 | 3,772,966,000 |