Call reports 2010
PINNACLE BANK — 2010
What PINNACLE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 5,021,470,000 | 4,950,936,000 | 4,954,589,000 | 4,903,192,000 |
| Total loans | 3,491,147,000 | 3,355,717,000 | 3,273,727,000 | 3,228,646,000 |
| Allowance for loan losses | 90,062,000 | 87,107,000 | 84,550,000 | 82,575,000 |
| Securities available for sale | 980,446,000 | 899,494,000 | 960,344,000 | 1,010,153,000 |
| Securities held to maturity | 4,760,000 | 4,500,000 | 4,325,000 | 4,320,000 |
| Trading assets | 11,874,000 | 0 | 0 | 0 |
| Total deposits | 3,936,688,000 | 3,919,602,000 | 3,889,328,000 | 3,896,960,000 |
| Interest-bearing deposits | 3,413,591,000 | 3,389,434,000 | 3,307,875,000 | 3,310,185,000 |
| Noninterest-bearing deposits | 523,097,000 | 530,168,000 | 581,453,000 | 586,774,000 |
| Equity capital | 682,706,000 | 689,731,000 | 694,205,000 | 685,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 52,650,000 | 103,534,000 | 154,146,000 | 203,198,000 |
| Interest expense | 15,470,000 | 30,020,000 | 44,001,000 | 56,728,000 |
| Net interest income | 37,180,000 | 73,514,000 | 110,145,000 | 146,470,000 |
| Noninterest income | 7,205,000 | 3,872,000 | 4,784,000 | 6,977,000 |
| Noninterest expense | 34,383,000 | 58,397,000 | 87,466,000 | 116,579,000 |
| Provision for loan losses | 13,226,000 | 43,735,000 | 48,524,000 | 53,695,000 |
| Pretax income | -2,859,000 | -22,103,000 | -18,418,000 | -14,184,000 |
| Income tax | -414,000 | 6,264,000 | 6,989,000 | 6,604,000 |
| Net income | -2,445,000 | -28,375,000 | -25,415,000 | -20,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 421,329,000 | 420,852,000 | 424,265,000 | 429,328,000 |
| Total capital | 485,222,000 | 483,097,000 | 482,745,000 | 487,204,000 |
| Risk-weighted assets | 3,869,710,000 | 3,738,909,000 | 3,679,438,000 | 3,632,368,000 |