Call reports 2009
PINNACLE BANK — 2009
What PINNACLE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 4,943,098,000 | 5,033,697,000 | 5,104,665,000 | 5,136,692,000 |
| Total loans | 3,498,610,000 | 3,572,136,000 | 3,623,221,000 | 3,575,823,000 |
| Allowance for loan losses | 45,334,000 | 66,075,000 | 82,981,000 | 91,959,000 |
| Securities available for sale | 857,932,000 | 914,245,000 | 922,715,000 | 926,834,000 |
| Securities held to maturity | 10,540,000 | 8,697,000 | 6,551,000 | 6,542,000 |
| Trading assets | 0 | 10,612,000 | 13,376,000 | 10,054,000 |
| Total deposits | 3,841,667,000 | 3,921,281,000 | 3,920,772,000 | 3,923,733,000 |
| Interest-bearing deposits | 3,390,061,000 | 3,450,922,000 | 3,415,989,000 | 3,425,360,000 |
| Noninterest-bearing deposits | 451,606,000 | 470,359,000 | 504,783,000 | 498,373,000 |
| Equity capital | 636,564,000 | 620,383,000 | 688,276,000 | 682,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 49,485,000 | 99,474,000 | 151,877,000 | 205,567,000 |
| Interest expense | 19,819,000 | 38,394,000 | 55,580,000 | 71,668,000 |
| Net interest income | 29,666,000 | 61,080,000 | 96,297,000 | 133,899,000 |
| Noninterest income | 8,453,000 | 16,058,000 | 23,258,000 | 25,879,000 |
| Noninterest expense | 24,229,000 | 52,759,000 | 78,601,000 | 107,657,000 |
| Provision for loan losses | 13,610,000 | 78,930,000 | 101,064,000 | 116,758,000 |
| Pretax income | 4,626,000 | -48,303,000 | -54,112,000 | -58,889,000 |
| Income tax | 808,000 | -20,750,000 | -23,980,000 | -26,978,000 |
| Net income | 3,818,000 | -27,575,000 | -30,154,000 | -31,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 375,169,000 | 363,607,000 | 421,825,000 | 423,321,000 |
| Total capital | 435,559,000 | 427,950,000 | 487,238,000 | 488,506,000 |
| Risk-weighted assets | 3,819,703,000 | 3,932,880,000 | 4,009,215,000 | 3,972,751,000 |