Call reports 2008
PINNACLE BANK — 2008
What PINNACLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,880,996,000 | 4,098,581,000 | 4,329,438,000 | 4,745,636,000 |
| Total loans | 2,880,209,000 | 3,048,724,000 | 3,218,019,000 | 3,380,334,000 |
| Allowance for loan losses | 29,871,000 | 31,789,000 | 34,841,000 | 36,484,000 |
| Securities available for sale | 494,714,000 | 509,972,000 | 618,035,000 | 839,229,000 |
| Securities held to maturity | 11,263,000 | 11,242,000 | 10,898,000 | 10,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,975,741,000 | 3,168,929,000 | 3,335,126,000 | 3,618,509,000 |
| Interest-bearing deposits | 2,545,784,000 | 2,724,198,000 | 2,877,318,000 | 3,193,579,000 |
| Noninterest-bearing deposits | 429,957,000 | 444,731,000 | 457,808,000 | 424,930,000 |
| Equity capital | 549,149,000 | 557,429,000 | 565,697,000 | 633,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 52,097,000 | 100,839,000 | 152,666,000 | 205,880,000 |
| Interest expense | 23,242,000 | 43,127,000 | 64,448,000 | 86,491,000 |
| Net interest income | 28,855,000 | 57,712,000 | 88,218,000 | 119,389,000 |
| Noninterest income | 8,240,000 | 17,136,000 | 26,260,000 | 34,108,000 |
| Noninterest expense | 25,362,000 | 47,511,000 | 70,223,000 | 91,675,000 |
| Provision for loan losses | 1,591,000 | 4,379,000 | 7,503,000 | 11,214,000 |
| Pretax income | 10,143,000 | 22,959,000 | 36,753,000 | 50,609,000 |
| Income tax | 2,905,000 | 6,985,000 | 11,100,000 | 15,551,000 |
| Net income | 7,238,000 | 15,974,000 | 25,653,000 | 35,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 293,805,000 | 307,876,000 | 315,428,000 | 373,258,000 |
| Total capital | 323,732,000 | 339,721,000 | 365,325,000 | 424,798,000 |
| Risk-weighted assets | 3,175,694,000 | 3,283,367,000 | 3,493,369,000 | 3,678,510,000 |