Call reports 2007
PINNACLE BANK — 2007
What PINNACLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,188,518,000 | 2,309,867,000 | 2,362,133,000 | 2,542,615,000 |
| Total loans | 1,565,649,000 | 1,668,003,000 | 1,736,931,000 | 1,885,873,000 |
| Allowance for loan losses | 16,792,000 | 17,375,000 | 17,978,000 | 19,387,000 |
| Securities available for sale | 313,170,000 | 312,713,000 | 325,171,000 | 354,256,000 |
| Securities held to maturity | 27,086,000 | 27,068,000 | 27,050,000 | 27,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,726,628,000 | 1,814,656,000 | 1,846,188,000 | 1,958,740,000 |
| Interest-bearing deposits | 1,419,591,000 | 1,524,754,000 | 1,529,338,000 | 1,661,322,000 |
| Noninterest-bearing deposits | 307,037,000 | 289,902,000 | 316,850,000 | 297,419,000 |
| Equity capital | 284,083,000 | 291,268,000 | 300,707,000 | 314,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 33,709,000 | 69,181,000 | 107,485,000 | 144,482,000 |
| Interest expense | 15,857,000 | 32,888,000 | 51,422,000 | 68,517,000 |
| Net interest income | 17,852,000 | 36,293,000 | 56,063,000 | 75,965,000 |
| Noninterest income | 5,011,000 | 10,365,000 | 15,552,000 | 21,408,000 |
| Noninterest expense | 12,753,000 | 26,869,000 | 41,349,000 | 56,231,000 |
| Provision for loan losses | 788,000 | 1,688,000 | 2,460,000 | 4,222,000 |
| Pretax income | 9,322,000 | 18,101,000 | 27,806,000 | 36,936,000 |
| Income tax | 3,102,000 | 5,944,000 | 9,152,000 | 11,789,000 |
| Net income | 6,220,000 | 12,157,000 | 18,654,000 | 25,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,738,000 | 176,988,000 | 183,799,000 | 194,864,000 |
| Total capital | 182,540,000 | 194,373,000 | 201,787,000 | 214,261,000 |
| Risk-weighted assets | 1,775,494,000 | 1,917,289,000 | 1,996,042,000 | 2,122,817,000 |