Call reports 2006
PINNACLE BANK — 2006
What PINNACLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,830,343,000 | 1,983,523,000 | 2,048,972,000 | 2,137,598,000 |
| Total loans | 1,242,433,000 | 1,366,330,000 | 1,413,473,000 | 1,503,389,000 |
| Allowance for loan losses | 13,354,000 | 14,686,000 | 15,172,000 | 16,118,000 |
| Securities available for sale | 288,161,000 | 278,348,000 | 303,483,000 | 364,077,000 |
| Securities held to maturity | 27,313,000 | 27,294,000 | 27,276,000 | 27,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,428,674,000 | 1,562,554,000 | 1,606,428,000 | 1,647,304,000 |
| Interest-bearing deposits | 1,202,539,000 | 1,249,556,000 | 1,299,840,000 | 1,346,237,000 |
| Noninterest-bearing deposits | 226,135,000 | 312,998,000 | 306,588,000 | 301,067,000 |
| Equity capital | 251,752,000 | 261,149,000 | 270,978,000 | 277,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 16,789,000 | 45,098,000 | 76,443,000 | 109,613,000 |
| Interest expense | 6,857,000 | 17,800,000 | 31,418,000 | 46,431,000 |
| Net interest income | 9,932,000 | 27,298,000 | 45,025,000 | 63,182,000 |
| Noninterest income | 2,000,000 | 6,354,000 | 10,758,000 | 15,616,000 |
| Noninterest expense | 6,950,000 | 18,846,000 | 32,215,000 | 45,077,000 |
| Provision for loan losses | 387,000 | 2,094,000 | 2,681,000 | 3,732,000 |
| Pretax income | 4,595,000 | 12,712,000 | 20,887,000 | 29,989,000 |
| Income tax | 1,475,000 | 4,194,000 | 6,828,000 | 9,943,000 |
| Net income | 3,120,000 | 8,518,000 | 14,059,000 | 20,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,584,000 | 145,032,000 | 150,517,000 | 159,031,000 |
| Total capital | 146,948,000 | 159,728,000 | 165,699,000 | 175,159,000 |
| Risk-weighted assets | 1,448,274,000 | 1,587,079,000 | 1,619,658,000 | 1,716,945,000 |