Call reports 2005
PINNACLE BANK — 2005
What PINNACLE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 786,643,000 | 871,510,000 | 978,267,000 | 1,016,090,000 |
| Total loans | 519,571,000 | 562,966,000 | 610,589,000 | 652,898,000 |
| Allowance for loan losses | 6,198,000 | 6,659,000 | 7,231,000 | 7,858,000 |
| Securities available for sale | 174,647,000 | 200,570,000 | 219,564,000 | 251,749,000 |
| Securities held to maturity | 27,576,000 | 27,368,000 | 27,350,000 | 27,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,873,000 | 692,779,000 | 802,405,000 | 823,072,000 |
| Interest-bearing deposits | 508,564,000 | 549,931,000 | 657,819,000 | 667,019,000 |
| Noninterest-bearing deposits | 117,309,000 | 142,848,000 | 144,586,000 | 156,053,000 |
| Equity capital | 60,027,000 | 67,294,000 | 78,738,000 | 79,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,270,000 | 19,811,000 | 32,189,000 | 46,308,000 |
| Interest expense | 2,651,000 | 6,270,000 | 11,004,000 | 16,388,000 |
| Net interest income | 6,619,000 | 13,541,000 | 21,185,000 | 29,920,000 |
| Noninterest income | 1,249,000 | 2,733,000 | 4,154,000 | 5,716,000 |
| Noninterest expense | 4,710,000 | 9,782,000 | 15,282,000 | 21,243,000 |
| Provision for loan losses | 601,000 | 1,084,000 | 1,450,000 | 2,152,000 |
| Pretax income | 2,672,000 | 5,522,000 | 8,721,000 | 12,355,000 |
| Income tax | 786,000 | 1,618,000 | 2,534,000 | 3,611,000 |
| Net income | 1,886,000 | 3,904,000 | 6,187,000 | 8,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,027,000 | 67,519,000 | 79,792,000 | 82,357,000 |
| Total capital | 68,235,000 | 74,188,000 | 87,033,000 | 90,225,000 |
| Risk-weighted assets | 662,096,000 | 719,527,000 | 748,728,000 | 830,594,000 |