Call reports 2002
PINNACLE BANK — 2002
What PINNACLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 192,414,000 | 229,706,000 | 278,296,000 | 304,759,000 |
| Total loans | 151,280,000 | 170,427,000 | 191,300,000 | 209,744,000 |
| Allowance for loan losses | 2,041,000 | 2,182,000 | 2,427,000 | 2,677,000 |
| Securities available for sale | 20,302,000 | 37,950,000 | 57,062,000 | 73,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,250,000 | 172,648,000 | 216,408,000 | 237,515,000 |
| Interest-bearing deposits | 134,508,000 | 150,614,000 | 183,252,000 | 205,915,000 |
| Noninterest-bearing deposits | 15,742,000 | 22,034,000 | 33,156,000 | 31,600,000 |
| Equity capital | 17,320,000 | 27,906,000 | 28,555,000 | 28,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,586,000 | 5,465,000 | 8,874,000 | 12,561,000 |
| Interest expense | 895,000 | 1,958,000 | 3,123,000 | 4,404,000 |
| Net interest income | 1,691,000 | 3,507,000 | 5,751,000 | 8,157,000 |
| Noninterest income | 292,000 | 745,000 | 1,259,000 | 1,732,000 |
| Noninterest expense | 1,705,000 | 3,578,000 | 5,759,000 | 7,989,000 |
| Provision for loan losses | 209,000 | 441,000 | 688,000 | 938,000 |
| Pretax income | 69,000 | 233,000 | 563,000 | 962,000 |
| Income tax | 26,000 | 88,000 | 218,000 | 340,000 |
| Net income | 43,000 | 145,000 | 345,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,983,000 | 26,394,000 | 27,812,000 | 28,090,000 |
| Total capital | 18,024,000 | 28,576,000 | 30,239,000 | 30,777,000 |
| Risk-weighted assets | 175,208,000 | 193,207,000 | 225,417,000 | 249,505,000 |