Call reports 2001
PINNACLE BANK — 2001
What PINNACLE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,141,000 | 101,186,000 | 130,158,000 | 175,375,000 |
| Total loans | 41,793,000 | 69,319,000 | 94,824,000 | 134,440,000 |
| Allowance for loan losses | 525,000 | 887,000 | 1,185,000 | 1,832,000 |
| Securities available for sale | 12,589,000 | 14,710,000 | 20,923,000 | 19,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,460,000 | 75,067,000 | 103,899,000 | 134,046,000 |
| Interest-bearing deposits | 41,437,000 | 66,705,000 | 90,749,000 | 117,185,000 |
| Noninterest-bearing deposits | 6,023,000 | 8,362,000 | 13,150,000 | 16,861,000 |
| Equity capital | 14,408,000 | 13,457,000 | 12,908,000 | 17,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 2,096,000 | 3,858,000 | 6,069,000 |
| Interest expense | 350,000 | 987,000 | 1,787,000 | 2,590,000 |
| Net interest income | 451,000 | 1,109,000 | 2,071,000 | 3,479,000 |
| Noninterest income | 179,000 | 550,000 | 843,000 | 1,341,000 |
| Noninterest expense | 1,549,000 | 3,151,000 | 4,759,000 | 6,363,000 |
| Provision for loan losses | 363,000 | 725,000 | 1,023,000 | 1,670,000 |
| Pretax income | -1,282,000 | -2,217,000 | -2,868,000 | -3,213,000 |
| Income tax | 0 | 0 | 0 | -2,001,000 |
| Net income | -1,282,000 | -2,217,000 | -2,868,000 | -1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,320,000 | 13,384,000 | 12,733,000 | 15,570,000 |
| Total capital | 14,845,000 | 14,271,000 | 13,918,000 | 17,402,000 |
| Risk-weighted assets | 53,159,000 | 88,201,000 | 120,319,000 | 162,143,000 |