Call reports 2014
COMMUNITY NATIONAL BANK — 2014
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 833,063,000 | 908,864,000 | 945,016,000 | 950,671,000 |
| Total loans | 670,331,000 | 723,486,000 | 749,847,000 | 760,513,000 |
| Allowance for loan losses | 10,356,000 | 10,897,000 | 10,629,000 | 11,008,000 |
| Securities available for sale | 98,771,000 | 96,991,000 | 93,370,000 | 84,289,000 |
| Securities held to maturity | 5,824,000 | 8,990,000 | 8,605,000 | 8,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,365,000 | 790,292,000 | 826,177,000 | 828,802,000 |
| Interest-bearing deposits | 511,588,000 | 571,069,000 | 603,088,000 | 599,127,000 |
| Noninterest-bearing deposits | 196,777,000 | 219,223,000 | 223,089,000 | 229,675,000 |
| Equity capital | 73,323,000 | 75,245,000 | 76,533,000 | 80,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,570,000 | 16,955,000 | 25,952,000 | 35,017,000 |
| Interest expense | 948,000 | 1,967,000 | 3,157,000 | 4,349,000 |
| Net interest income | 7,622,000 | 14,988,000 | 22,795,000 | 30,668,000 |
| Noninterest income | 1,241,000 | 2,044,000 | 3,155,000 | 3,795,000 |
| Noninterest expense | 6,095,000 | 12,063,000 | 18,146,000 | 24,519,000 |
| Provision for loan losses | 975,000 | 1,515,000 | 2,080,000 | 2,690,000 |
| Pretax income | 1,813,000 | 3,474,000 | 5,744,000 | 7,318,000 |
| Income tax | 708,000 | 1,349,000 | 2,317,000 | 3,011,000 |
| Net income | 1,105,000 | 2,125,000 | 3,427,000 | 4,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,306,000 | 76,395,000 | 77,767,000 | 80,606,000 |
| Total capital | 83,157,000 | 84,787,000 | 86,513,000 | 89,410,000 |
| Risk-weighted assets | 625,511,000 | 668,789,000 | 697,709,000 | 702,027,000 |