Call reports 2013
COMMUNITY NATIONAL BANK — 2013
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 705,544,000 | 718,052,000 | 797,330,000 | 818,582,000 |
| Total loans | 542,610,000 | 548,271,000 | 615,674,000 | 661,388,000 |
| Allowance for loan losses | 7,228,000 | 8,228,000 | 8,942,000 | 9,384,000 |
| Securities available for sale | 104,853,000 | 107,982,000 | 106,002,000 | 100,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 6,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 587,952,000 | 585,238,000 | 693,032,000 | 687,050,000 |
| Interest-bearing deposits | 427,096,000 | 416,165,000 | 512,844,000 | 511,025,000 |
| Noninterest-bearing deposits | 160,856,000 | 169,073,000 | 180,188,000 | 176,025,000 |
| Equity capital | 72,397,000 | 71,691,000 | 71,310,000 | 71,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,069,000 | 14,499,000 | 22,141,000 | 30,182,000 |
| Interest expense | 915,000 | 1,839,000 | 2,770,000 | 3,783,000 |
| Net interest income | 6,154,000 | 12,660,000 | 19,371,000 | 26,399,000 |
| Noninterest income | 910,000 | 2,033,000 | 3,021,000 | 3,697,000 |
| Noninterest expense | 4,966,000 | 10,275,000 | 15,654,000 | 21,427,000 |
| Provision for loan losses | 620,000 | 1,615,000 | 3,630,000 | 4,003,000 |
| Pretax income | 1,507,000 | 2,832,000 | 3,137,000 | 4,695,000 |
| Income tax | 564,000 | 1,095,000 | 1,147,000 | 1,743,000 |
| Net income | 943,000 | 1,737,000 | 1,990,000 | 2,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,928,000 | 72,786,000 | 73,107,000 | 74,135,000 |
| Total capital | 78,465,000 | 79,351,000 | 80,507,000 | 81,939,000 |
| Risk-weighted assets | 522,250,000 | 523,491,000 | 590,492,000 | 622,598,000 |