Call reports 2012
COMMUNITY NATIONAL BANK — 2012
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 587,176,000 | 618,749,000 | 643,927,000 | 665,783,000 |
| Total loans | 424,861,000 | 445,870,000 | 458,899,000 | 511,617,000 |
| Allowance for loan losses | 5,206,000 | 5,397,000 | 5,904,000 | 6,606,000 |
| Securities available for sale | 105,002,000 | 116,969,000 | 109,974,000 | 100,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,021,000 | 511,941,000 | 542,363,000 | 563,343,000 |
| Interest-bearing deposits | 366,007,000 | 391,758,000 | 405,953,000 | 408,087,000 |
| Noninterest-bearing deposits | 109,014,000 | 120,183,000 | 136,410,000 | 155,256,000 |
| Equity capital | 68,895,000 | 69,913,000 | 71,105,000 | 71,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,961,000 | 12,223,000 | 18,651,000 | 25,258,000 |
| Interest expense | 1,170,000 | 2,310,000 | 3,391,000 | 4,395,000 |
| Net interest income | 4,791,000 | 9,913,000 | 15,260,000 | 20,863,000 |
| Noninterest income | 517,000 | 1,358,000 | 2,469,000 | 3,330,000 |
| Noninterest expense | 4,196,000 | 8,640,000 | 13,263,000 | 17,885,000 |
| Provision for loan losses | 443,000 | 918,000 | 1,393,000 | 2,193,000 |
| Pretax income | 801,000 | 1,846,000 | 3,347,000 | 4,396,000 |
| Income tax | 274,000 | 647,000 | 1,188,000 | 1,545,000 |
| Net income | 527,000 | 1,199,000 | 2,159,000 | 2,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,233,000 | 66,954,000 | 67,982,000 | 68,040,000 |
| Total capital | 71,359,000 | 72,344,000 | 73,547,000 | 74,185,000 |
| Risk-weighted assets | 409,976,000 | 431,240,000 | 444,857,000 | 491,138,000 |