Call reports 2011
COMMUNITY NATIONAL BANK — 2011
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 475,885,000 | 520,379,000 | 502,165,000 | 531,808,000 |
| Total loans | 338,797,000 | 355,060,000 | 372,630,000 | 395,755,000 |
| Allowance for loan losses | 4,682,000 | 4,785,000 | 4,330,000 | 4,759,000 |
| Securities available for sale | 99,466,000 | 83,720,000 | 85,004,000 | 90,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,997,000 | 418,419,000 | 400,746,000 | 425,252,000 |
| Interest-bearing deposits | 299,549,000 | 317,855,000 | 313,029,000 | 330,721,000 |
| Noninterest-bearing deposits | 70,448,000 | 100,564,000 | 87,717,000 | 94,531,000 |
| Equity capital | 65,566,000 | 66,672,000 | 67,745,000 | 68,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,182,000 | 10,590,000 | 16,175,000 | 21,868,000 |
| Interest expense | 1,330,000 | 2,580,000 | 3,818,000 | 5,015,000 |
| Net interest income | 3,852,000 | 8,010,000 | 12,357,000 | 16,853,000 |
| Noninterest income | 1,659,000 | 2,650,000 | 3,559,000 | 4,249,000 |
| Noninterest expense | 3,775,000 | 7,480,000 | 11,263,000 | 15,060,000 |
| Provision for loan losses | 760,000 | 1,233,000 | 1,843,000 | 2,628,000 |
| Pretax income | 986,000 | 1,979,000 | 2,941,000 | 3,545,000 |
| Income tax | 363,000 | 721,000 | 1,072,000 | 1,229,000 |
| Net income | 623,000 | 1,258,000 | 1,869,000 | 2,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,915,000 | 64,593,000 | 65,253,000 | 65,688,000 |
| Total capital | 67,968,000 | 68,743,000 | 69,583,000 | 70,382,000 |
| Risk-weighted assets | 323,583,000 | 331,321,000 | 349,308,000 | 375,467,000 |