Call reports 2010
COMMUNITY NATIONAL BANK — 2010
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 432,991,000 | 474,593,000 | 471,439,000 | 476,845,000 |
| Total loans | 301,628,000 | 295,070,000 | 309,620,000 | 332,057,000 |
| Allowance for loan losses | 3,528,000 | 3,263,000 | 3,665,000 | 3,957,000 |
| Securities available for sale | 91,942,000 | 107,508,000 | 119,833,000 | 110,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,213,000 | 372,755,000 | 371,801,000 | 359,604,000 |
| Interest-bearing deposits | 307,367,000 | 305,248,000 | 306,305,000 | 292,995,000 |
| Noninterest-bearing deposits | 49,846,000 | 67,507,000 | 65,496,000 | 66,609,000 |
| Equity capital | 46,117,000 | 64,392,000 | 65,055,000 | 64,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,006,000 | 10,037,000 | 15,055,000 | 20,235,000 |
| Interest expense | 1,416,000 | 2,927,000 | 4,389,000 | 5,815,000 |
| Net interest income | 3,590,000 | 7,110,000 | 10,666,000 | 14,420,000 |
| Noninterest income | 141,000 | 815,000 | 1,470,000 | 1,921,000 |
| Noninterest expense | 3,203,000 | 6,501,000 | 9,705,000 | 12,939,000 |
| Provision for loan losses | 307,000 | 717,000 | 1,302,000 | 1,602,000 |
| Pretax income | 223,000 | 762,000 | 1,413,000 | 2,299,000 |
| Income tax | 89,000 | 305,000 | 552,000 | 826,000 |
| Net income | 134,000 | 457,000 | 861,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,079,000 | 62,941,000 | 63,802,000 | 63,253,000 |
| Total capital | 48,535,000 | 66,204,000 | 67,467,000 | 67,104,000 |
| Risk-weighted assets | 276,452,000 | 288,918,000 | 295,679,000 | 307,979,000 |