Call reports 2009
COMMUNITY NATIONAL BANK — 2009
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 366,590,000 | 390,404,000 | 403,888,000 | 404,092,000 |
| Total loans | 289,186,000 | 285,879,000 | 283,769,000 | 284,221,000 |
| Allowance for loan losses | 2,451,000 | 2,668,000 | 2,807,000 | 3,282,000 |
| Securities available for sale | 51,408,000 | 75,749,000 | 88,618,000 | 91,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,091,000 | 344,902,000 | 348,018,000 | 337,093,000 |
| Interest-bearing deposits | 286,456,000 | 301,919,000 | 299,402,000 | 290,272,000 |
| Noninterest-bearing deposits | 35,635,000 | 42,983,000 | 48,616,000 | 46,821,000 |
| Equity capital | 43,211,000 | 42,580,000 | 44,079,000 | 45,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,680,000 | 9,270,000 | 14,091,000 | 19,280,000 |
| Interest expense | 1,948,000 | 3,692,000 | 5,285,000 | 6,802,000 |
| Net interest income | 2,732,000 | 5,578,000 | 8,806,000 | 12,478,000 |
| Noninterest income | 190,000 | 408,000 | 697,000 | 1,132,000 |
| Noninterest expense | 2,808,000 | 5,789,000 | 8,784,000 | 11,871,000 |
| Provision for loan losses | 490,000 | 805,000 | 1,005,000 | 1,865,000 |
| Pretax income | -294,000 | -349,000 | -12,000 | 500,000 |
| Income tax | 0 | 0 | 0 | -1,834,000 |
| Net income | -294,000 | -349,000 | -12,000 | 2,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,085,000 | 43,056,000 | 43,428,000 | 44,916,000 |
| Total capital | 45,536,000 | 45,724,000 | 46,235,000 | 48,198,000 |
| Risk-weighted assets | 243,338,000 | 251,587,000 | 254,858,000 | 259,229,000 |