Call reports 2008
COMMUNITY NATIONAL BANK — 2008
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 234,986,000 | 257,654,000 | 308,751,000 | 340,395,000 |
| Total loans | 179,646,000 | 208,846,000 | 252,709,000 | 278,443,000 |
| Allowance for loan losses | 1,157,000 | 1,300,000 | 1,501,000 | 1,963,000 |
| Securities available for sale | 23,112,000 | 28,379,000 | 34,949,000 | 45,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,303,000 | 231,524,000 | 268,973,000 | 280,973,000 |
| Interest-bearing deposits | 188,205,000 | 207,432,000 | 240,830,000 | 247,292,000 |
| Noninterest-bearing deposits | 19,098,000 | 24,092,000 | 28,143,000 | 33,681,000 |
| Equity capital | 26,673,000 | 25,487,000 | 24,940,000 | 43,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,137,000 | 6,438,000 | 10,250,000 | 14,662,000 |
| Interest expense | 1,920,000 | 3,705,000 | 5,505,000 | 7,485,000 |
| Net interest income | 1,217,000 | 2,733,000 | 4,745,000 | 7,177,000 |
| Noninterest income | 116,000 | 309,000 | 482,000 | 598,000 |
| Noninterest expense | 2,002,000 | 4,266,000 | 6,857,000 | 9,472,000 |
| Provision for loan losses | 55,000 | 213,000 | 414,000 | 876,000 |
| Pretax income | -725,000 | -1,424,000 | -2,029,000 | -2,542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -725,000 | -1,424,000 | -2,029,000 | -2,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,511,000 | 25,843,000 | 25,272,000 | 43,351,000 |
| Total capital | 27,668,000 | 27,143,000 | 26,773,000 | 45,314,000 |
| Risk-weighted assets | 152,053,000 | 171,547,000 | 209,642,000 | 230,312,000 |