Call reports 2007
COMMUNITY NATIONAL BANK — 2007
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 157,792,000 | 172,389,000 | 203,582,000 | 239,777,000 |
| Total loans | 120,602,000 | 141,051,000 | 151,866,000 | 171,928,000 |
| Allowance for loan losses | 891,000 | 981,000 | 1,016,000 | 1,102,000 |
| Securities available for sale | 22,668,000 | 22,626,000 | 24,694,000 | 56,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,424,000 | 139,776,000 | 165,376,000 | 207,349,000 |
| Interest-bearing deposits | 111,659,000 | 126,037,000 | 135,801,000 | 186,703,000 |
| Noninterest-bearing deposits | 17,765,000 | 13,739,000 | 29,575,000 | 20,646,000 |
| Equity capital | 27,572,000 | 27,498,000 | 27,453,000 | 27,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,277,000 | 4,685,000 | 7,360,000 | 10,476,000 |
| Interest expense | 1,156,000 | 2,482,000 | 4,056,000 | 5,978,000 |
| Net interest income | 1,121,000 | 2,203,000 | 3,304,000 | 4,498,000 |
| Noninterest income | 247,000 | 426,000 | 541,000 | 697,000 |
| Noninterest expense | 1,202,000 | 2,466,000 | 3,843,000 | 5,436,000 |
| Provision for loan losses | 130,000 | 220,000 | 255,000 | 341,000 |
| Pretax income | 36,000 | -57,000 | -253,000 | -582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | -57,000 | -253,000 | -582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,701,000 | 27,639,000 | 27,493,000 | 27,210,000 |
| Total capital | 28,592,000 | 28,620,000 | 28,509,000 | 28,312,000 |
| Risk-weighted assets | 107,919,000 | 122,394,000 | 133,983,000 | 147,660,000 |