Call reports 2006
COMMUNITY NATIONAL BANK — 2006
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,643,000 | 132,089,000 | 141,542,000 | 147,828,000 |
| Total loans | 67,325,000 | 91,098,000 | 98,252,000 | 112,854,000 |
| Allowance for loan losses | 521,000 | 571,000 | 651,000 | 761,000 |
| Securities available for sale | 23,629,000 | 22,477,000 | 22,663,000 | 22,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,851,000 | 98,598,000 | 113,541,000 | 115,807,000 |
| Interest-bearing deposits | 63,578,000 | 88,597,000 | 102,057,000 | 99,877,000 |
| Noninterest-bearing deposits | 6,273,000 | 10,001,000 | 11,484,000 | 15,930,000 |
| Equity capital | 27,401,000 | 27,156,000 | 27,369,000 | 27,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,720,000 | 4,518,000 | 6,602,000 |
| Interest expense | 473,000 | 1,178,000 | 2,042,000 | 3,026,000 |
| Net interest income | 739,000 | 1,542,000 | 2,476,000 | 3,576,000 |
| Noninterest income | 36,000 | 124,000 | 305,000 | 411,000 |
| Noninterest expense | 868,000 | 1,862,000 | 2,928,000 | 3,997,000 |
| Provision for loan losses | 70,000 | 120,000 | 200,000 | 310,000 |
| Pretax income | -163,000 | -316,000 | -347,000 | -320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -163,000 | -316,000 | -347,000 | -320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,665,000 | 27,541,000 | 27,539,000 | 27,633,000 |
| Total capital | 28,186,000 | 28,112,000 | 28,190,000 | 28,394,000 |
| Risk-weighted assets | 59,892,000 | 82,184,000 | 89,452,000 | 101,292,000 |