Call reports 2005
COMMUNITY NATIONAL BANK — 2005
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 53,193,000 | 80,354,000 | 92,424,000 |
| Total loans | 8,572,000 | 36,000,000 | 51,945,000 |
| Allowance for loan losses | 61,000 | 231,000 | 451,000 |
| Securities available for sale | 7,549,000 | 23,873,000 | 23,763,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 24,325,000 | 51,995,000 | 64,483,000 |
| Interest-bearing deposits | 22,943,000 | 47,602,000 | 58,378,000 |
| Noninterest-bearing deposits | 1,382,000 | 4,393,000 | 6,105,000 |
| Equity capital | 28,711,000 | 28,226,000 | 27,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 457,000 | 1,177,000 | 2,193,000 |
| Interest expense | 52,000 | 316,000 | 698,000 |
| Net interest income | 405,000 | 861,000 | 1,495,000 |
| Noninterest income | 4,000 | 13,000 | 22,000 |
| Noninterest expense | 880,000 | 1,573,000 | 2,511,000 |
| Provision for loan losses | 61,000 | 231,000 | 451,000 |
| Pretax income | -532,000 | -930,000 | -1,445,000 |
| Income tax | 1,000 | 0 | 0 |
| Net income | -533,000 | -930,000 | -1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 28,711,000 | 28,314,000 | 27,799,000 |
| Total capital | 28,772,000 | 28,545,000 | 28,250,000 |
| Risk-weighted assets | 16,405,000 | 40,119,000 | 53,073,000 |