Call reports 2006
LINCOLN BANK — 2006
What LINCOLN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 882,081,000 |
| Total loans | 639,126,000 |
| Allowance for loan losses | 6,129,000 |
| Securities available for sale | 150,987,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 659,418,000 |
| Interest-bearing deposits | 606,228,000 |
| Noninterest-bearing deposits | 53,191,000 |
| Equity capital | 96,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 51,207,000 |
| Interest expense | 28,983,000 |
| Net interest income | 22,224,000 |
| Noninterest income | 5,175,000 |
| Noninterest expense | 22,443,000 |
| Provision for loan losses | 884,000 |
| Pretax income | 4,086,000 |
| Income tax | 854,000 |
| Net income | 3,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 69,773,000 |
| Total capital | 75,902,000 |
| Risk-weighted assets | 687,242,000 |