Call reports 2025
WHITAKER BANK, INC — 2025
What WHITAKER BANK, INC reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,927,178,000 | 1,905,255,000 | 1,927,652,000 | 1,900,058,000 |
| Total loans | 1,008,082,000 | 1,039,574,000 | 1,060,408,000 | 1,081,481,000 |
| Allowance for loan losses | 15,180,000 | 15,900,000 | 16,146,000 | 16,197,000 |
| Securities available for sale | 679,912,000 | 660,861,000 | 665,960,000 | 629,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,631,326,000 | 1,614,175,000 | 1,613,515,000 | 1,598,809,000 |
| Interest-bearing deposits | 1,101,597,000 | 1,080,963,000 | 1,073,958,000 | 1,056,070,000 |
| Noninterest-bearing deposits | 529,729,000 | 533,212,000 | 539,557,000 | 542,739,000 |
| Equity capital | 212,167,000 | 209,290,000 | 225,443,000 | 222,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,151,000 | 40,995,000 | 62,577,000 | 84,153,000 |
| Interest expense | 3,047,000 | 6,108,000 | 9,176,000 | 11,977,000 |
| Net interest income | 17,104,000 | 34,887,000 | 53,401,000 | 72,176,000 |
| Noninterest income | 3,960,000 | 7,964,000 | 12,047,000 | 16,303,000 |
| Noninterest expense | 13,208,000 | 26,653,000 | 40,909,000 | 55,531,000 |
| Provision for loan losses | -21,000 | 769,000 | 1,096,000 | 1,097,000 |
| Pretax income | 7,777,000 | 14,925,000 | 23,003,000 | 30,109,000 |
| Income tax | 1,832,000 | 3,507,000 | 5,405,000 | 6,987,000 |
| Net income | 5,945,000 | 11,418,000 | 17,598,000 | 23,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,616,000 | 257,089,000 | 258,269,000 | 248,793,000 |