Call reports 2024
WHITAKER BANK, INC — 2024
What WHITAKER BANK, INC reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,887,297,000 | 1,886,227,000 | 1,897,150,000 | 1,886,997,000 |
| Total loans | 988,904,000 | 1,010,047,000 | 1,029,451,000 | 1,006,757,000 |
| Allowance for loan losses | 15,607,000 | 15,801,000 | 16,413,000 | 15,229,000 |
| Securities available for sale | 723,722,000 | 710,070,000 | 714,557,000 | 665,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,612,430,000 | 1,613,392,000 | 1,594,465,000 | 1,610,995,000 |
| Interest-bearing deposits | 1,092,855,000 | 1,102,451,000 | 1,080,221,000 | 1,097,660,000 |
| Noninterest-bearing deposits | 519,575,000 | 510,941,000 | 514,244,000 | 513,335,000 |
| Equity capital | 194,632,000 | 201,227,000 | 223,908,000 | 198,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,268,000 | 39,146,000 | 59,403,000 | 79,924,000 |
| Interest expense | 2,856,000 | 5,845,000 | 9,178,000 | 12,385,000 |
| Net interest income | 16,412,000 | 33,301,000 | 50,225,000 | 67,539,000 |
| Noninterest income | 3,676,000 | 7,416,000 | 13,663,000 | 17,924,000 |
| Noninterest expense | 12,538,000 | 26,096,000 | 39,419,000 | 52,765,000 |
| Provision for loan losses | 159,000 | 243,000 | 352,000 | -873,000 |
| Pretax income | 6,021,000 | 13,080,000 | 22,604,000 | 31,673,000 |
| Income tax | 1,288,000 | 2,866,000 | 5,052,000 | 6,773,000 |
| Net income | 4,733,000 | 10,214,000 | 17,552,000 | 24,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,503,000 | 256,984,000 | 261,322,000 | 255,671,000 |