Call reports 2023
WHITAKER BANK, INC — 2023
What WHITAKER BANK, INC reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,978,611,000 | 1,956,886,000 | 1,897,907,000 | 1,906,901,000 |
| Total loans | 899,692,000 | 920,954,000 | 946,352,000 | 964,566,000 |
| Allowance for loan losses | 15,166,000 | 15,546,000 | 15,837,000 | 15,188,000 |
| Securities available for sale | 918,695,000 | 883,097,000 | 793,206,000 | 797,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,684,049,000 | 1,661,858,000 | 1,642,385,000 | 1,591,307,000 |
| Interest-bearing deposits | 1,151,296,000 | 1,108,656,000 | 1,096,638,000 | 1,073,855,000 |
| Noninterest-bearing deposits | 532,753,000 | 553,202,000 | 545,747,000 | 517,452,000 |
| Equity capital | 192,602,000 | 186,101,000 | 170,397,000 | 200,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,339,000 | 35,423,000 | 54,103,000 | 73,423,000 |
| Interest expense | 1,139,000 | 2,471,000 | 4,186,000 | 6,419,000 |
| Net interest income | 16,200,000 | 32,952,000 | 49,917,000 | 67,004,000 |
| Noninterest income | 3,702,000 | 7,961,000 | 11,799,000 | 15,692,000 |
| Noninterest expense | 12,462,000 | 25,199,000 | 38,281,000 | 51,142,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | -603,000 |
| Pretax income | 6,970,000 | 14,940,000 | 22,192,000 | 31,204,000 |
| Income tax | 1,408,000 | 3,086,000 | 4,534,000 | 6,599,000 |
| Net income | 5,562,000 | 11,854,000 | 17,658,000 | 24,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,727,000 | 246,020,000 | 248,823,000 | 252,770,000 |