Call reports 2022
WHITAKER BANK, INC — 2022
What WHITAKER BANK, INC reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,079,051,000 | 2,054,514,000 | 2,034,738,000 | 2,018,525,000 |
| Total loans | 850,561,000 | 877,039,000 | 876,616,000 | 904,062,000 |
| Allowance for loan losses | 15,044,000 | 14,490,000 | 14,860,000 | 14,901,000 |
| Securities available for sale | 1,104,490,000 | 1,033,933,000 | 976,845,000 | 940,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,753,760,000 | 1,763,770,000 | 1,762,079,000 | 1,721,253,000 |
| Interest-bearing deposits | 1,209,783,000 | 1,234,262,000 | 1,222,780,000 | 1,190,568,000 |
| Noninterest-bearing deposits | 543,977,000 | 529,508,000 | 539,299,000 | 530,685,000 |
| Equity capital | 220,911,000 | 188,651,000 | 161,652,000 | 178,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,151,000 | 27,681,000 | 44,083,000 | 61,067,000 |
| Interest expense | 524,000 | 1,067,000 | 1,741,000 | 2,384,000 |
| Net interest income | 12,627,000 | 26,614,000 | 42,342,000 | 58,683,000 |
| Noninterest income | 3,704,000 | 7,821,000 | 11,480,000 | 15,149,000 |
| Noninterest expense | 11,983,000 | 23,977,000 | 36,584,000 | 48,156,000 |
| Provision for loan losses | -1,000,000 | -2,000,000 | -2,000,000 | -2,000,000 |
| Pretax income | 5,271,000 | 12,315,000 | 19,067,000 | 27,489,000 |
| Income tax | 1,120,000 | 2,570,000 | 3,931,000 | 5,549,000 |
| Net income | 4,151,000 | 9,745,000 | 15,136,000 | 21,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,126,000 | 234,721,000 | 237,112,000 | 240,916,000 |