Call reports 2021
WHITAKER BANK, INC — 2021
What WHITAKER BANK, INC reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,999,392,000 | 2,050,181,000 | 2,063,331,000 | 2,063,401,000 |
| Total loans | 907,159,000 | 887,529,000 | 848,761,000 | 855,370,000 |
| Allowance for loan losses | 14,465,000 | 15,276,000 | 15,486,000 | 15,397,000 |
| Securities available for sale | 883,776,000 | 998,519,000 | 1,007,121,000 | 1,032,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,629,722,000 | 1,685,089,000 | 1,689,604,000 | 1,705,885,000 |
| Interest-bearing deposits | 1,126,069,000 | 1,174,589,000 | 1,166,031,000 | 1,182,233,000 |
| Noninterest-bearing deposits | 503,653,000 | 510,500,000 | 523,573,000 | 523,652,000 |
| Equity capital | 256,630,000 | 258,746,000 | 260,280,000 | 254,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,262,000 | 30,313,000 | 43,380,000 | 56,277,000 |
| Interest expense | 700,000 | 1,338,000 | 1,931,000 | 2,512,000 |
| Net interest income | 14,562,000 | 28,975,000 | 41,449,000 | 53,765,000 |
| Noninterest income | 3,094,000 | 6,477,000 | 10,601,000 | 14,409,000 |
| Noninterest expense | 11,965,000 | 24,592,000 | 36,722,000 | 50,175,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,803,000 | 11,328,000 | 15,864,000 | 18,523,000 |
| Income tax | 1,150,000 | 2,267,000 | 3,273,000 | 3,620,000 |
| Net income | 4,653,000 | 9,061,000 | 12,591,000 | 14,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 229,726,000 | 231,134,000 | 231,664,000 | 230,975,000 |