Call reports 2019
WHITAKER BANK, INC — 2019
What WHITAKER BANK, INC reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,181,923,000 | 1,174,013,000 | 1,168,076,000 | 1,155,026,000 |
| Total loans | 637,555,000 | 658,160,000 | 646,677,000 | 627,882,000 |
| Allowance for loan losses | 10,319,000 | 10,067,000 | 9,369,000 | 9,338,000 |
| Securities available for sale | 436,827,000 | 419,843,000 | 404,216,000 | 419,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,411,000 | 931,510,000 | 921,753,000 | 912,707,000 |
| Interest-bearing deposits | 701,134,000 | 678,638,000 | 670,587,000 | 664,345,000 |
| Noninterest-bearing deposits | 249,277,000 | 252,872,000 | 251,166,000 | 248,362,000 |
| Equity capital | 182,158,000 | 187,069,000 | 189,760,000 | 192,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,944,000 | 22,096,000 | 33,320,000 | 44,408,000 |
| Interest expense | 644,000 | 1,294,000 | 1,985,000 | 2,617,000 |
| Net interest income | 10,300,000 | 20,802,000 | 31,335,000 | 41,791,000 |
| Noninterest income | 2,938,000 | 6,346,000 | 9,296,000 | 12,381,000 |
| Noninterest expense | 10,493,000 | 20,945,000 | 31,174,000 | 39,996,000 |
| Provision for loan losses | 0 | 0 | -200,000 | -200,000 |
| Pretax income | 2,745,000 | 6,208,000 | 9,662,000 | 14,381,000 |
| Income tax | 360,000 | 881,000 | 512,000 | 1,620,000 |
| Net income | 2,385,000 | 5,327,000 | 9,150,000 | 12,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,630,000 | 170,855,000 | 172,678,000 | 174,289,000 |
| Total capital | 179,049,000 | 179,314,000 | 181,050,000 | 182,448,000 |
| Risk-weighted assets | 671,067,000 | 674,708,000 | 668,330,000 | 651,245,000 |