Call reports 2018
WHITAKER BANK, INC — 2018
What WHITAKER BANK, INC reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,295,973,000 | 1,280,599,000 | 1,239,240,000 | 1,216,056,000 |
| Total loans | 629,092,000 | 632,351,000 | 639,868,000 | 637,363,000 |
| Allowance for loan losses | 11,955,000 | 12,626,000 | 12,617,000 | 10,274,000 |
| Securities available for sale | 558,595,000 | 536,118,000 | 509,930,000 | 481,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,064,363,000 | 1,044,645,000 | 1,000,932,000 | 985,040,000 |
| Interest-bearing deposits | 818,069,000 | 784,963,000 | 751,837,000 | 737,808,000 |
| Noninterest-bearing deposits | 246,294,000 | 259,682,000 | 249,095,000 | 247,232,000 |
| Equity capital | 165,483,000 | 166,213,000 | 168,533,000 | 176,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,167,000 | 22,505,000 | 33,900,000 | 45,390,000 |
| Interest expense | 699,000 | 1,368,000 | 2,011,000 | 2,641,000 |
| Net interest income | 10,468,000 | 21,137,000 | 31,889,000 | 42,749,000 |
| Noninterest income | 2,875,000 | 5,630,000 | 9,798,000 | 13,077,000 |
| Noninterest expense | 10,662,000 | 21,341,000 | 31,694,000 | 41,324,000 |
| Provision for loan losses | 0 | 850,000 | 850,000 | 850,000 |
| Pretax income | 2,688,000 | 4,593,000 | 9,164,000 | 13,672,000 |
| Income tax | 325,000 | 489,000 | 1,243,000 | 1,982,000 |
| Net income | 2,363,000 | 4,104,000 | 7,921,000 | 11,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,811,000 | 159,784,000 | 164,084,000 | 168,040,000 |
| Total capital | 166,269,000 | 168,256,000 | 172,481,000 | 176,459,000 |
| Risk-weighted assets | 672,445,000 | 672,890,000 | 666,914,000 | 671,090,000 |