Call reports 2017
WHITAKER BANK, INC — 2017
What WHITAKER BANK, INC reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,340,143,000 | 1,330,337,000 | 1,307,973,000 | 1,300,124,000 |
| Total loans | 645,817,000 | 651,002,000 | 633,553,000 | 633,716,000 |
| Allowance for loan losses | 13,294,000 | 13,383,000 | 12,258,000 | 11,991,000 |
| Securities available for sale | 568,211,000 | 555,742,000 | 564,086,000 | 560,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,094,766,000 | 1,085,708,000 | 1,063,216,000 | 1,062,929,000 |
| Interest-bearing deposits | 861,687,000 | 850,003,000 | 824,212,000 | 826,321,000 |
| Noninterest-bearing deposits | 233,079,000 | 235,705,000 | 239,004,000 | 236,608,000 |
| Equity capital | 170,959,000 | 173,793,000 | 172,824,000 | 169,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,971,000 | 22,195,000 | 33,559,000 | 44,872,000 |
| Interest expense | 796,000 | 1,574,000 | 2,330,000 | 3,062,000 |
| Net interest income | 10,175,000 | 20,621,000 | 31,229,000 | 41,810,000 |
| Noninterest income | 2,793,000 | 5,639,000 | 8,004,000 | 11,097,000 |
| Noninterest expense | 10,447,000 | 20,972,000 | 31,869,000 | 41,439,000 |
| Provision for loan losses | 0 | 375,000 | 375,000 | 375,000 |
| Pretax income | 2,521,000 | 4,915,000 | 6,979,000 | 10,650,000 |
| Income tax | 475,000 | 887,000 | 1,183,000 | 3,070,000 |
| Net income | 2,046,000 | 4,028,000 | 5,796,000 | 7,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,976,000 | 156,198,000 | 156,094,000 | 156,694,000 |
| Total capital | 164,861,000 | 165,032,000 | 164,634,000 | 165,127,000 |
| Risk-weighted assets | 705,516,000 | 701,327,000 | 678,253,000 | 670,290,000 |