Call reports 2016
WHITAKER BANK, INC — 2016
What WHITAKER BANK, INC reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,370,880,000 | 1,352,061,000 | 1,336,466,000 | 1,328,334,000 |
| Total loans | 673,186,000 | 676,388,000 | 674,207,000 | 672,155,000 |
| Allowance for loan losses | 14,645,000 | 14,885,000 | 13,552,000 | 13,488,000 |
| Securities available for sale | 555,586,000 | 579,408,000 | 568,277,000 | 537,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,118,144,000 | 1,103,544,000 | 1,086,846,000 | 1,086,999,000 |
| Interest-bearing deposits | 899,911,000 | 877,144,000 | 862,920,000 | 862,082,000 |
| Noninterest-bearing deposits | 218,233,000 | 226,400,000 | 223,926,000 | 224,917,000 |
| Equity capital | 167,378,000 | 170,347,000 | 172,689,000 | 167,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,443,000 | 22,890,000 | 34,437,000 | 45,597,000 |
| Interest expense | 893,000 | 1,764,000 | 2,618,000 | 3,447,000 |
| Net interest income | 10,550,000 | 21,126,000 | 31,819,000 | 42,150,000 |
| Noninterest income | 2,717,000 | 5,715,000 | 8,903,000 | 11,843,000 |
| Noninterest expense | 11,014,000 | 21,955,000 | 33,048,000 | 43,407,000 |
| Provision for loan losses | 164,000 | 164,000 | 164,000 | 464,000 |
| Pretax income | 2,092,000 | 4,729,000 | 7,509,000 | 10,143,000 |
| Income tax | 326,000 | 820,000 | 1,388,000 | 1,922,000 |
| Net income | 1,766,000 | 3,909,000 | 6,121,000 | 8,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,633,000 | 149,920,000 | 152,103,000 | 153,662,000 |
| Total capital | 156,852,000 | 159,094,000 | 161,246,000 | 162,779,000 |
| Risk-weighted assets | 730,930,000 | 727,188,000 | 725,657,000 | 723,830,000 |