Call reports 2015
WHITAKER BANK, INC — 2015
What WHITAKER BANK, INC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,382,901,000 | 1,376,804,000 | 1,352,074,000 | 1,376,134,000 |
| Total loans | 688,841,000 | 683,187,000 | 681,129,000 | 681,260,000 |
| Allowance for loan losses | 16,353,000 | 16,068,000 | 15,708,000 | 14,635,000 |
| Securities available for sale | 539,650,000 | 571,962,000 | 567,101,000 | 546,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,584,000 | 1,126,422,000 | 1,106,095,000 | 1,129,112,000 |
| Interest-bearing deposits | 916,498,000 | 914,194,000 | 892,642,000 | 912,500,000 |
| Noninterest-bearing deposits | 216,086,000 | 212,228,000 | 213,453,000 | 216,612,000 |
| Equity capital | 161,366,000 | 158,810,000 | 162,143,000 | 162,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,680,000 | 23,399,000 | 35,504,000 | 46,889,000 |
| Interest expense | 1,043,000 | 2,060,000 | 3,055,000 | 3,984,000 |
| Net interest income | 10,637,000 | 21,339,000 | 32,449,000 | 42,905,000 |
| Noninterest income | 2,348,000 | 5,049,000 | 8,019,000 | 10,940,000 |
| Noninterest expense | 11,332,000 | 22,649,000 | 34,281,000 | 44,404,000 |
| Provision for loan losses | 183,000 | 1,476,000 | 2,031,000 | 2,886,000 |
| Pretax income | 1,473,000 | 2,288,000 | 4,181,000 | 6,615,000 |
| Income tax | 150,000 | 65,000 | 338,000 | 833,000 |
| Net income | 1,323,000 | 2,223,000 | 3,843,000 | 5,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,598,000 | 142,272,000 | 143,973,000 | 145,688,000 |
| Total capital | 151,000,000 | 151,526,000 | 153,241,000 | 154,999,000 |
| Risk-weighted assets | 744,268,000 | 732,328,000 | 733,694,000 | 738,101,000 |