Call reports 2014
WHITAKER BANK, INC — 2014
What WHITAKER BANK, INC reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,372,710,000 | 1,349,181,000 | 1,342,919,000 | 1,371,264,000 |
| Total loans | 767,016,000 | 752,351,000 | 726,443,000 | 706,477,000 |
| Allowance for loan losses | 16,207,000 | 16,661,000 | 16,488,000 | 16,478,000 |
| Securities available for sale | 503,626,000 | 502,119,000 | 517,952,000 | 522,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,129,854,000 | 1,105,175,000 | 1,098,117,000 | 1,119,544,000 |
| Interest-bearing deposits | 934,198,000 | 911,940,000 | 903,582,000 | 908,000,000 |
| Noninterest-bearing deposits | 195,656,000 | 193,235,000 | 194,535,000 | 211,544,000 |
| Equity capital | 153,206,000 | 156,415,000 | 157,782,000 | 158,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,906,000 | 25,482,000 | 37,834,000 | 49,956,000 |
| Interest expense | 1,254,000 | 2,459,000 | 3,619,000 | 4,722,000 |
| Net interest income | 11,652,000 | 23,023,000 | 34,215,000 | 45,234,000 |
| Noninterest income | 2,862,000 | 5,694,000 | 8,374,000 | 10,865,000 |
| Noninterest expense | 11,504,000 | 23,137,000 | 35,098,000 | 46,238,000 |
| Provision for loan losses | 1,300,000 | 1,970,000 | 3,183,000 | 5,753,000 |
| Pretax income | 1,704,000 | 3,603,000 | 4,301,000 | 4,103,000 |
| Income tax | 229,000 | 533,000 | 418,000 | 2,000 |
| Net income | 1,475,000 | 3,070,000 | 3,883,000 | 4,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,243,000 | 136,371,000 | 137,817,000 | 138,068,000 |
| Total capital | 144,809,000 | 145,668,000 | 147,026,000 | 147,180,000 |
| Risk-weighted assets | 760,042,000 | 737,550,000 | 730,244,000 | 722,761,000 |