Call reports 2013
WHITAKER BANK, INC — 2013
What WHITAKER BANK, INC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,444,128,000 | 1,415,535,000 | 1,398,013,000 | 1,384,836,000 |
| Total loans | 839,913,000 | 824,273,000 | 802,789,000 | 784,647,000 |
| Allowance for loan losses | 18,323,000 | 17,237,000 | 18,381,000 | 16,972,000 |
| Securities available for sale | 447,997,000 | 462,696,000 | 481,744,000 | 503,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,177,179,000 | 1,166,100,000 | 1,147,393,000 | 1,142,537,000 |
| Interest-bearing deposits | 982,750,000 | 971,078,000 | 953,081,000 | 952,843,000 |
| Noninterest-bearing deposits | 194,429,000 | 195,022,000 | 194,312,000 | 189,694,000 |
| Equity capital | 165,229,000 | 157,759,000 | 157,332,000 | 150,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,388,000 | 28,487,000 | 42,492,000 | 55,264,000 |
| Interest expense | 1,598,000 | 3,113,000 | 4,577,000 | 5,950,000 |
| Net interest income | 12,790,000 | 25,374,000 | 37,915,000 | 49,314,000 |
| Noninterest income | 2,987,000 | 5,764,000 | 8,809,000 | 10,588,000 |
| Noninterest expense | 12,064,000 | 24,663,000 | 36,885,000 | 48,279,000 |
| Provision for loan losses | 2,030,000 | 4,649,000 | 6,924,000 | 10,683,000 |
| Pretax income | 1,734,000 | 1,888,000 | 2,977,000 | 1,268,000 |
| Income tax | 237,000 | -64,000 | -51,000 | -1,737,000 |
| Net income | 1,497,000 | 1,952,000 | 3,028,000 | 3,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,217,000 | 141,907,000 | 142,116,000 | 133,735,000 |
| Total capital | 152,846,000 | 152,306,000 | 152,262,000 | 143,551,000 |
| Risk-weighted assets | 840,082,000 | 824,245,000 | 802,805,000 | 780,170,000 |