Call reports 2012
WHITAKER BANK, INC — 2012
What WHITAKER BANK, INC reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,494,798,000 | 1,473,019,000 | 1,442,207,000 | 1,441,431,000 |
| Total loans | 867,906,000 | 856,043,000 | 858,870,000 | 855,252,000 |
| Allowance for loan losses | 16,582,000 | 16,602,000 | 17,453,000 | 16,932,000 |
| Securities available for sale | 492,828,000 | 502,559,000 | 478,669,000 | 453,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,224,117,000 | 1,207,094,000 | 1,175,009,000 | 1,179,226,000 |
| Interest-bearing deposits | 1,055,872,000 | 1,028,404,000 | 993,042,000 | 998,807,000 |
| Noninterest-bearing deposits | 168,245,000 | 178,690,000 | 181,966,000 | 180,419,000 |
| Equity capital | 163,467,000 | 162,934,000 | 165,726,000 | 165,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 15,941,000 | 31,430,000 | 46,663,000 | 61,508,000 |
| Interest expense | 2,547,000 | 4,829,000 | 6,862,000 | 8,706,000 |
| Net interest income | 13,394,000 | 26,601,000 | 39,801,000 | 52,802,000 |
| Noninterest income | 2,824,000 | 5,818,000 | 8,569,000 | 11,316,000 |
| Noninterest expense | 11,960,000 | 23,734,000 | 35,771,000 | 47,402,000 |
| Provision for loan losses | -330,000 | 392,000 | 2,108,000 | 5,183,000 |
| Pretax income | 4,556,000 | 8,223,000 | 10,375,000 | 11,414,000 |
| Income tax | 1,218,000 | 2,129,000 | 2,441,000 | 2,449,000 |
| Net income | 3,338,000 | 6,094,000 | 7,934,000 | 8,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,512,000 | 140,301,000 | 142,174,000 | 141,488,000 |
| Total capital | 153,551,000 | 151,225,000 | 152,942,000 | 152,240,000 |
| Risk-weighted assets | 875,624,000 | 865,945,000 | 851,910,000 | 851,176,000 |