Call reports 2011
WHITAKER BANK, INC — 2011
What WHITAKER BANK, INC reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,571,252,000 | 1,527,601,000 | 1,496,616,000 | 1,496,537,000 |
| Total loans | 876,864,000 | 869,393,000 | 875,309,000 | 874,979,000 |
| Allowance for loan losses | 17,428,000 | 18,165,000 | 18,833,000 | 17,499,000 |
| Securities available for sale | 568,787,000 | 518,576,000 | 517,804,000 | 516,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,288,591,000 | 1,252,328,000 | 1,224,213,000 | 1,225,430,000 |
| Interest-bearing deposits | 1,133,837,000 | 1,097,904,000 | 1,065,757,000 | 1,066,995,000 |
| Noninterest-bearing deposits | 154,754,000 | 154,424,000 | 158,456,000 | 158,435,000 |
| Equity capital | 150,321,000 | 156,567,000 | 158,881,000 | 160,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 17,576,000 | 34,633,000 | 51,119,000 | 67,434,000 |
| Interest expense | 4,448,000 | 8,325,000 | 11,636,000 | 14,455,000 |
| Net interest income | 13,128,000 | 26,308,000 | 39,483,000 | 52,979,000 |
| Noninterest income | 2,986,000 | 5,651,000 | 8,829,000 | 11,460,000 |
| Noninterest expense | 12,186,000 | 24,733,000 | 37,118,000 | 48,263,000 |
| Provision for loan losses | 894,000 | 1,916,000 | 3,040,000 | 4,462,000 |
| Pretax income | 3,011,000 | 5,335,000 | 8,166,000 | 11,738,000 |
| Income tax | 723,000 | 1,199,000 | 1,877,000 | 2,782,000 |
| Net income | 2,288,000 | 4,136,000 | 6,289,000 | 8,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,014,000 | 134,915,000 | 135,281,000 | 139,962,000 |
| Total capital | 144,117,000 | 146,121,000 | 146,378,000 | 151,045,000 |
| Risk-weighted assets | 878,111,000 | 881,016,000 | 873,911,000 | 877,061,000 |