Call reports 2010
WHITAKER BANK, INC — 2010
What WHITAKER BANK, INC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,533,286,000 | 1,562,859,000 | 1,576,714,000 | 1,587,678,000 |
| Total loans | 889,132,000 | 894,950,000 | 896,309,000 | 892,163,000 |
| Allowance for loan losses | 16,280,000 | 16,480,000 | 16,526,000 | 16,729,000 |
| Securities available for sale | 522,855,000 | 533,304,000 | 544,401,000 | 573,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,260,301,000 | 1,278,198,000 | 1,281,796,000 | 1,300,360,000 |
| Interest-bearing deposits | 1,118,726,000 | 1,131,884,000 | 1,135,659,000 | 1,156,193,000 |
| Noninterest-bearing deposits | 141,575,000 | 146,314,000 | 146,137,000 | 144,167,000 |
| Equity capital | 143,627,000 | 150,151,000 | 155,305,000 | 148,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 18,516,000 | 37,088,000 | 55,676,000 | 73,945,000 |
| Interest expense | 6,155,000 | 11,968,000 | 17,630,000 | 22,822,000 |
| Net interest income | 12,361,000 | 25,120,000 | 38,046,000 | 51,123,000 |
| Noninterest income | 2,400,000 | 5,089,000 | 7,329,000 | 9,166,000 |
| Noninterest expense | 11,593,000 | 23,032,000 | 34,506,000 | 46,766,000 |
| Provision for loan losses | 1,434,000 | 2,428,000 | 2,898,000 | 6,216,000 |
| Pretax income | 1,784,000 | 4,806,000 | 8,079,000 | 7,388,000 |
| Income tax | 238,000 | 951,000 | 1,761,000 | 939,000 |
| Net income | 1,546,000 | 3,855,000 | 6,318,000 | 6,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,482,000 | 129,431,000 | 133,004,000 | 132,469,000 |
| Total capital | 139,155,000 | 141,144,000 | 144,483,000 | 143,864,000 |
| Risk-weighted assets | 929,217,000 | 932,322,000 | 913,268,000 | 905,918,000 |