Call reports 2009
WHITAKER BANK, INC — 2009
What WHITAKER BANK, INC reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,418,103,000 | 1,440,211,000 | 1,463,596,000 | 1,515,989,000 |
| Total loans | 908,995,000 | 911,015,000 | 911,304,000 | 902,139,000 |
| Allowance for loan losses | 15,633,000 | 15,599,000 | 15,661,000 | 16,346,000 |
| Securities available for sale | 352,180,000 | 378,045,000 | 406,803,000 | 447,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,160,049,000 | 1,175,552,000 | 1,196,109,000 | 1,246,248,000 |
| Interest-bearing deposits | 1,025,709,000 | 1,036,358,000 | 1,050,241,000 | 1,108,235,000 |
| Noninterest-bearing deposits | 134,340,000 | 139,194,000 | 145,868,000 | 138,013,000 |
| Equity capital | 136,813,000 | 137,589,000 | 144,346,000 | 142,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 18,509,000 | 36,952,000 | 55,867,000 | 74,392,000 |
| Interest expense | 7,305,000 | 14,498,000 | 21,503,000 | 28,093,000 |
| Net interest income | 11,204,000 | 22,454,000 | 34,364,000 | 46,299,000 |
| Noninterest income | 2,098,000 | 4,589,000 | 6,977,000 | 9,171,000 |
| Noninterest expense | 10,813,000 | 22,293,000 | 33,307,000 | 44,638,000 |
| Provision for loan losses | 366,000 | 779,000 | 2,056,000 | 4,898,000 |
| Pretax income | 1,753,000 | 3,611,000 | 5,494,000 | 5,490,000 |
| Income tax | 308,000 | 595,000 | 872,000 | 229,000 |
| Net income | 1,445,000 | 3,016,000 | 4,622,000 | 5,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,267,000 | 130,051,000 | 131,871,000 | 131,073,000 |
| Total capital | 140,127,000 | 141,970,000 | 143,682,000 | 143,027,000 |
| Risk-weighted assets | 944,800,000 | 949,612,000 | 940,676,000 | 952,953,000 |