Call reports 2007
WHITAKER BANK, INC — 2007
What WHITAKER BANK, INC reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,228,405,000 | 1,223,804,000 | 1,225,854,000 | 1,271,572,000 |
| Total loans | 877,509,000 | 867,238,000 | 849,111,000 | 856,854,000 |
| Allowance for loan losses | 15,061,000 | 14,696,000 | 14,489,000 | 13,963,000 |
| Securities available for sale | 246,075,000 | 268,869,000 | 286,065,000 | 304,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,008,678,000 | 1,004,132,000 | 1,001,778,000 | 1,036,660,000 |
| Interest-bearing deposits | 877,429,000 | 876,857,000 | 873,369,000 | 994,339,000 |
| Noninterest-bearing deposits | 131,249,000 | 127,275,000 | 128,409,000 | 42,321,000 |
| Equity capital | 120,197,000 | 121,978,000 | 126,190,000 | 128,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 20,988,000 | 42,408,000 | 64,079,000 | 84,804,000 |
| Interest expense | 9,210,000 | 18,782,000 | 28,513,000 | 38,094,000 |
| Net interest income | 11,778,000 | 23,626,000 | 35,566,000 | 46,710,000 |
| Noninterest income | 2,061,000 | 4,303,000 | 6,565,000 | 9,025,000 |
| Noninterest expense | 9,365,000 | 19,063,000 | 28,716,000 | 37,703,000 |
| Provision for loan losses | 0 | 0 | 0 | 480,000 |
| Pretax income | 4,475,000 | 8,867,000 | 13,297,000 | 17,300,000 |
| Income tax | 1,320,000 | 2,618,000 | 3,947,000 | 5,129,000 |
| Net income | 3,155,000 | 6,249,000 | 9,350,000 | 12,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,606,000 | 105,880,000 | 109,161,000 | 112,162,000 |
| Total capital | 113,393,000 | 116,719,000 | 119,953,000 | 123,255,000 |
| Risk-weighted assets | 858,690,000 | 863,287,000 | 859,664,000 | 884,540,000 |