Call reports 2006
WHITAKER BANK, INC — 2006
What WHITAKER BANK, INC reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,162,332,000 | 1,159,848,000 | 1,182,132,000 | 1,200,208,000 |
| Total loans | 852,758,000 | 862,032,000 | 870,201,000 | 873,043,000 |
| Allowance for loan losses | 17,750,000 | 17,856,000 | 17,814,000 | 15,604,000 |
| Securities available for sale | 211,780,000 | 210,242,000 | 208,637,000 | 219,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,499,000 | 948,956,000 | 965,449,000 | 977,364,000 |
| Interest-bearing deposits | 806,810,000 | 821,642,000 | 835,949,000 | 853,141,000 |
| Noninterest-bearing deposits | 143,689,000 | 127,314,000 | 129,500,000 | 124,223,000 |
| Equity capital | 107,079,000 | 106,014,000 | 112,735,000 | 117,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 18,448,000 | 37,839,000 | 58,157,000 | 78,945,000 |
| Interest expense | 6,761,000 | 14,320,000 | 22,557,000 | 31,419,000 |
| Net interest income | 11,687,000 | 23,519,000 | 35,600,000 | 47,526,000 |
| Noninterest income | 1,863,000 | 3,880,000 | 5,945,000 | 7,916,000 |
| Noninterest expense | 8,945,000 | 18,469,000 | 28,251,000 | 37,389,000 |
| Provision for loan losses | 167,000 | 1,170,000 | 1,418,000 | 0 |
| Pretax income | 4,438,000 | 7,761,000 | 11,893,000 | 18,062,000 |
| Income tax | 1,294,000 | 2,212,000 | 3,412,000 | 5,380,000 |
| Net income | 3,144,000 | 5,549,000 | 8,481,000 | 12,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,193,000 | 91,778,000 | 94,890,000 | 99,271,000 |
| Total capital | 99,549,000 | 102,165,000 | 105,304,000 | 109,812,000 |
| Risk-weighted assets | 821,068,000 | 823,488,000 | 825,710,000 | 838,221,000 |